Microcredit and savings associations for building rural household resilience: A case study of selected village development fund and savings groups in Koh Kong and Mondul Kiri, Cambodia
This case study was conducted to generate insights on the financial sustainability of selected VDFSGs and to gather information on members’ perceptions of the usefulness of these institutions in coping with household and climate change-related shocks or stresses. Financial sustainability was analyzed by conducting a detailed financial analysis of six selected VDFSGs to determine the sufficiency of interest payments as revenue to cover total costs as well as to evaluate loan recovery and equity build- up.