Mali Financial Sector Assessment Program
The housing finance market in Mali
remains small and under developed. Few banks currently offer
a full mortgage product with Banque Malienne de Solidarite,
Mali Housing Bank (BHM), Bank of Africa, and EcoBank being
the main lenders although at minimal levels. The total
annual housing need in Mali based on the household formation
rate amounts to 82,500, split between 51,100 urban units and
31,400 rural units. Overall some social housing is