The main objective of this study is to
identify the major impediments to access to financial
services in rural areas, and provide practical
recommendations to address the identified problems. The
study aims to inform on rural finance policies and
innovative instruments by examining both supply and demand
sides including an identification of non-financial issues
that restrict development of the rural financial sector.

Over the last several years, the
Government of Togo has made important advances in the area
of social protection. Although Togo has had limited social
insurance and social assistance programs, the economic shock
and natural disasters starting in 2008 brought the need for
better mechanisms of social protection to the fore. The
Government response has focused on measures to address the
needs of the affected populations, while building the

World Bank Group President Jim Yong Kim discussed the priorities for the
World Bank under his new leadership, including the immediate
priority to help developing countries maintain growth and

Around the world, countries are becoming
urbanized at an astonishing pace. As countries develop
economically, their economies shift from mainly rural and
agrarian to increasingly urban and nonagricultural. This
rural-urban transformation presents both opportunities and
challenges for development. When managed effectively, the
transformation spurs growth and reduces poverty. When
managed poorly, however, the process can result in stark

The purpose of this policy note is to
contribute to an understanding of the factors that combine
to constrain the development of smallholder agriculture in
Swaziland. It seeks to shed light on why, despite being
well-endowed in land and water resources, and despite having
a climate that is generally favorable for the production of
crops and livestock, Swaziland is obliged to import
substantial amounts of food to feed the population. Also,

This study examines the major
constraints of rural business entry and performance in
Yemen. The Yemen rural investment climate survey made it
possible to analyze rural investment climate constraints for
rural businesses. The survey was used to investigate both
farm and nonfarm rural enterprises. The rural investment
climate was assessed using a combination of subjective
impressions related by rural entrepreneurs, and a more

This is a Regional Program Review (RPR)
of the World Bank's support for the MBC. The review is
framed around an assessment of five Global Environment
Facility (GEF)-financed World Bank implemented projects in
Costa Rica, Honduras, Mexico, Nicaragua and Panama that had
the common objective of consolidating the Mesoamerican
Biological Corridor (MBC). It also reports on the
achievements of trust fund activities, financed by the Bank

The financial sector comprises all
institutions and agencies that are involved in financing the
economy, mobilizing savings, managing risks and providing
means of payment. In view of the importance of the services
rendered, the financial sector constitutes the footing of
development of the national economy. Economic growth,
private sector development, job creation and poverty
reduction depend on a sound, efficient and vigorous

In Africa, most development strategies
include efforts to improve the productivity of staple crops
grown on smallholder farms. An underlying premise is that
small farms are productive in the African context and that
smallholders do not forgo economies of scale -- a premise
supported by the often observed phenomenon that staple
cereal yields decline as the scale of production increases.
This paper explores a research design conundrum that

This book challenges policy makers who
oversee the rice sector in Southeast Asia to reexamine
deep-rooted precepts about their responsibilities. As an
essential first step, it calls on them to redefine food
security. Fixating on national self-sufficiency has been
costly and counterproductive. In its stead, coordination and
cooperation can both improve rice production at home and
structure expanding regional trade. To enhance regional food

This report details seven
recommendations from the International Environmental and
Social Panel of Experts for the Nam Theun 2 (NT2)
Multipurpose Project in the Lao People s Democratic
Republic. 1) Watershed Management and Protection Authority
(WMPA) conservation patrols will be repeated at least once a
month, including the wet season. 2) The provincial and
central government authorities will take effective action to

This paper studies the impact of a large
debt relief program, intended to attenuate investment
constraints among highly-indebted households in rural India.
It isolates the causal effect of bankruptcy-like debt relief
settlements using a natural experiment arising from
India's Debt Relief Program for Small and Marginal
Farmers -- one of the largest debt relief initiatives in
history. The analysis shows that debt relief has a